CCJs & Defaults

CCJs & Defaults
Having a CCJ or default on your credit file can feel like a big barrier when trying to get a mortgage. Many high-street lenders will automatically say no, which can leave you feeling stuck.
But it doesn’t have to block your progress.
We understand how these marks happen and what they mean to different lenders. We’ll give you honest, straightforward advice in plain English with no jargon and no false hope. We won’t waste your time with random applications that could make things worse.Instead, we focus on realistic options that are tailored to your situation, so you can move forward with more confidence.
We search the whole of the market so you don't have to, with access to specialist lenders and rates not available on the high street.
We compare options tailored to your financial situation and goals, focusing on what really works for your current situation - helping you find what's genuinely the best fit for you.
We help you find mortgage deals that offer as much flexibility as possible when it comes to overpaying or repaying early.
We focus on options with lower early repayment charges where available, giving you more control over your finances and fewer restrictions.
You can check your eligibility through a simple and clear process designed for speed and transparency.
We guide you every step of the way with realistic expectations and no unnecessary complications.
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